Health insurance in Japan is a mandatory system that provides coverage for medical expenses to all residents of the country. The health insurance system in Japan is known for its comprehensive coverage and high-quality healthcare services. Here are some key points about health insurance in Japan:
1. National Health Insurance (NHI): The majority of residents in Japan are covered under the National Health Insurance system. This includes employees, self-employed individuals, and students. The premiums for NHI are based on income and are generally affordable.
2. Health Insurance for Employees: Employees working for companies with more than a certain number of employees are covered under the Employees’ Health Insurance system. The premiums are shared between the employer and the employee.
3. Health Insurance for Elderly: Elderly individuals aged 75 and above are covered under the Elderly Health Insurance system. The premiums are based on income and age.
4. Coverage and Benefits: Health insurance in Japan covers a wide range of medical services, including hospital visits, surgeries, medications, preventive care, and more. The coverage is typically around 70-90% of the total medical expenses, with the remaining amount paid by the individual.
